Nestled at the end of a quiet cul-de-sac in the desirable marina community of Banks Harbour Retreat, this 3 bedroom, 2 bath ranch offers exceptional privacy, outdoor living, and a generously sized half-acre lot. Surrounded by mature landscaping and trees, the property provides a peaceful setting with plenty of room for future expansion or the addition of a pole barn. The fenced yard offers plenty of space for outdoor enjoyment and features a large deck, gazebo, mature apple and pear trees, and a storage shed. A welcoming front porch with low-maintenance materials adds to the home's curb appeal. Inside, you'll find a comfortable one-level floor plan with a spacious living room that opens to the rear deck through a newer sliding glass door (2024), a separate dining room off the kitchen, and a large laundry room with full-size washer and dryer. The attached 2-car garage provides additional storage and convenience. Numerous major improvements have already been completed, including a new roof (2018), new vinyl siding (2018), HVAC system (2015), hot water heater (2023), well pump and bladder tank (2023), newer asphalt driveway, newer garage door and opener, and crawl space vapor barrier and new dehumidifier (2025). Residents of Banks Harbour Retreat have the option to purchase annual boat ramp access for just $175 per year, with marina slip rental or purchase opportunities potentially available. Conveniently located near beaches, shopping, and restaurants, this home offers a wonderful opportunity to enjoy coastal living in a small, established community.