Tucked away in one of the area's most desirable marina communities, this charming 3-bedroom, 2-bath coastal rancher offers the perfect combination of beach-town charm and everyday functionality - and it's being sold FULLY FURNISHED for an effortless, turn-key transition into coastal living. Just 3.5 miles from the beach, this home is ideal as a primary residence or the perfect vacation getaway. Step inside to find stylish LVT flooring throughout and a thoughtfully designed layout that feels both open and inviting. The screened-in back porch creates the perfect space for morning coffee, outdoor dining, or simply enjoying the peaceful surroundings after a day on the water. Outside, the detached garage offers incredible flexibility with generous upstairs storage and an additional refrigerator. The beautifully landscaped yard adds to the home's curb appeal, while major improvements such as an encapsulated crawlspace and 8-year-young roof provide added value and peace of mind. Residents of Whites Creek Manor enjoy low HOA fees along with fantastic community amenities including an outdoor pool, tennis courts, and a privately operated marina with water access. Boat lovers will appreciate the option to use the boat ramp for a fee, as well as boat slips available for sale or lease through the Marina. Coastal comfort, boating convenience, and beach proximity - this home truly checks all the boxes.